If your business is on the losing end of a big lawsuit, you could lose your business’ money and property and your own, too. Liability insurance can help make sure you have the funds to cover your business debts so your personal assets aren’t in jeopardy. If you don’t have any type of liability insurance, your business has to find a way to cover lawsuit costs on its own.

What does Liability Insurances cover?
Liability insurances (also called third-party insurance) are designed for corporate entities to protect them against legal costs and loss from claims of alleged negligence, errors or omissions in the performance or provision of their services i.e. payment is not typically made to the insured, but rather to someone suffering loss who is not a party to the insurance contract. The insurer becomes responsible for defending the suits. The business owner doesn’t have to worry about spending their own assets to go out, find an attorney, pay the attorney, and deal with any settlement that may be made.

Liability policies fall into the following classes;
- Public Liability
- Product Liability
- Professional Liability
- Trustees Liability
- Directors and Officers Liability

How do I start?
Hisbah Insurance will assess your needs and give you options. Give us a call or email us and one of our friendly staff will help you get the best cover at the right price.

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