Workers Compensation Insurance

Is safety on the job your top priority at your business? Accidents in the workplace do happen. As an employer, it is your responsibility to ensure your workplace is safe and that you obtain a Workers Compensation policy that adequately covers your employees in the unfortunate event they sustain an injury at work or become sick because of work

How workers’ compensation started
Could you imagine getting hurt on your job and the only thing you could do was to sue your employer in order to prove that they were at fault for your workplace injury? That is how it used to be in the early 1900’s. Back then if someone got injured at work, they usually just had to deal with lost wages, finding another job or living with a permanent disability. This was because people had to prove that the injury was due to an unsafe work environment and to do that you had to go to court. Most workers could not afford the costs associated with suing their employer. Labor unions pushed for workers compensation insurance to protect employers. This resulted to all employers being required by law to provide some type of worker’s compensation insurance for their employees.

Who pays for the cost of workers’ compensation Insurance?
The cost of the workers’ compensation insurance is paid by the employer and varies by the type of work performed, employees’ annual pay and the company’s claims experience rating.
Examples of Workers’ Compensation Insurance
We have vast experience in this area. You can rely on us to provide advice and guidance on the following workers’ compensation insurance solutions;
- Work Injury Benefits Act (WIBA)
- WIBA/GPA or WIBA Plus
- Employers Liability Insurance

How do I start?
Hisbah Insurance will assess your needs and give you options. Give us a call or email us and one of our friendly staff will help you get the best cover at the right price.